Smart card is the new emerging technology, which may be a shield against counterfeiting and is a strategic arm for the expansion of capabilities and services. JCB is working towards an efficient migration to smart cards in alliance with our partners worldwide to ensure that JCB cardmembers may take full advantage of the high level of security and multi-functionalities that smart card technology offers.

Smart Card Provides a High Level of Security and Multi-functionalities.

The smart card is embedded with an IC (Integrated Circuit) chip, a tiny computer chip with high functionality and excellent capacity. The computing function enables this secure and multi-functional card to provide brand-new services that no other conventional credit card can.

The Smart Card can Provide Diverse Services.

The smart card's unique computing functions and large memory capacity make it possible for a single card to perform a wide range of functions going beyond payment and financial services such as credit or cash advances to include ETC (electronic toll collection), loyalty programs, public transport fare payment and E-purse. Applications for the Internet, digital satellite broadcasting, mobile phones and mobile terminals are also possible.

JCB is committed to making the most of its smart card expertise to provide a wide variety of services over and above credit payment to meet the demands of our customers.

JCB's Smart Card Solutions

JCB is engaged in variety of practical experiments and application plans for smart card solutions.

JCB's Smart Card Transaction Specifications: J/Smart

As an international payment brand, JCB has designed its own J/Smart credit application which is compliant with ISO 7816 standard and EMV Specification.

EMV Specification is a set of international standard specifications for smart card transaction processing.

For JCB Card Issuers, Acquirers and Vendors
You can download specifications and an approved product list for J/Smart.